Don Not Trust Your Car Insurance Agency

Remember my recent parking lot accident story, please read it first before continue on read this blog. I am screwed, big time!!!

My new insurance rate with Allstate has doubled! It is crazy, insane and unacceptable. I shouldn't file the claim. I should have deal this whole matter myself. As I typing this blog, I am holding the burning fire inside of my heart.

This is the biggest gamble I ever made, filed a claim. This one small parking accident cost me too much, too much to the point I feel like I shouldn't drive again. I lost all my confident of driving. How many have I been driving you may ask, 11 years already. 11 years, experienced? or just a meaningless figure!

I took the risk of filing a claim because my agent told me if it happen to be a 50/50 split, I would expect my insurance to increase by about $300 most. Feeling that I am right, and I can take that risk, I filed the claim. Now, the agent called me, my insurance has doubled due to frequent accident. Yes I have 2 accident in 2005, one is my fault and one is not. Because of this frequent accident, my insurance is now doubted. I shouldn't trust his word, I should have deal the whole matter myself.

I can't type anymore.... I am too depressed.

Comments

Post a Comment

Popular posts from this blog

12 Days of Family Road Trip: Part 3

Image
July 26 Trip:  Sooke to Port Renfrew (~1.5hr) Activities/Visits: Kayaking, Shirley, Sheringham Point Lighthouse,  Pacheedaht Beach (Port Renfrew) It was another beautiful day at Sooke. The harbour was majestic and quiet in the morning. Importantly, the kids woke up on time to do sea kayaking in the morning. We met our kayaking tour guide , Randal,  at Kaltasin Park,  who ran Mystic Beach Adventures Inc , which guided people on nature and wildlife tours at Sooke. The kids weren't strong enough to paddle on their own, so I towed Frederick's kayak, while Randal towed Charlotte's. My Son and his Kayak There were many starfishes, moon jellies and crabs. We even saw a few blue herons fly around to catch the fish. Moon Jelly Video Purple Starfish I got a drone shot of myself kayaking. Kayaking was a lot of work when towing your kid who paddled backward, but it was fun. I wished that I lived closer to the water so that I could do more kayaking. This is one of the few sports that co
Read more

Survive using low bandwidth

Hmm... I haven't been posting any blog for a long time. Basically there are three reasons stopping me from writing a blog. a. I am lazy as usual b. I am on vacation in HK right now and I want to do more exciting things than writing a blog c. I only have dial up connection in HK. It is hard to believe that I am still able to use internet with a 56K modem! In 1998, I had made the switch from from 28k dial up modem to Telus 1.5Mbps ADSL. (Note that 28k modem means 28,000 bits per second and 1.5Mbps means 1,500,000 bits per second) Back then, ADSL to me was extremely fast, and I was very please to make the switch. In HK , due to a number of reasons, my dad decided not to install high speed internet and go for dial up solution. Yes, it is extremely slow and I couldn't do much other than checking my email. In fact, believe me, it does take awhile to load the Gmail webpage (about 3 minutes). Lucky I did turn on the cache opinion. The functionalities of email website such as Gmail an
Read more

ESCORT (Garmin) C550 Review

Image
Finally, it is time to try out new. I just bought the ESCORT C550. There is a hot deal $150 off from Future Shop this week.  So, I decided to buy it and test it out. In the worst case, I will refund it within 30 days Here is the picture of the box 2. Here is what you get. The GPS navigator unit Window mount Car power adaptor Regular USB Data Cable Protective bag for the GPS unit Sticker (if you decide not to use the window mount) Garmin Lock instruction Manual GPS Navigator manual Features: Preloaded City Navigator North American v8 Bluetooth connection for pairing with your cell phone Plays Mp3 music SD Card slot of loading other maps and mp3 Text to Speech, the GPS can read the street's name for you Come with 1 year manufacture warranty Notice that the company is call ESCORT. It is a sister company of Garmin. I didn't see much a different between ESCORT c550 and the Garmin StreetPilot c550. It is a bit thicker than the Garmin Nuvi. From the side, it has t
Read more